Specific Loss

The workers’ compensation law recognizes that certain injuries should receive workers’ compensation payments even if that work does not lose time from the employment. An example of a specific loss includes the loss of a finger, hand, arm, toe or eye. 80% of the loss of vision of an eye constitutes the loss of that eye. There are some injuries that are so severe that they constitute what is known as total and permanent disability. Such severe injuries include loss of the sight of both eyes, loss of both arms or both feet at or aboe the ankle, loss of both arms or both hands at or aboe the wrist, permanent and complete paralysis of both legs o both arms or of 1 leg and 1 arm, or incurable insanity or imbecility. Total and permanent disability can result in greater benefits than an employee with a general disability from employment.

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